Al Firouz Real Estate Logo
Buyer Guides4 min read·

Service Charges in Dubai Explained: What Owners Pay and Why (2026)

What Dubai service charges cover, who pays them, how to check the official rate for your building, and why they matter when you buy or rent out.

AF
Al Firouz Team
Al Firouz Real Estate · ORN 25623

If you own an apartment or a home in a managed community in Dubai, you pay service charges. They are an important running cost to understand before you buy.

What service charges are

Service charges pay for running and maintaining the shared parts of a building or community, such as:

  • Cleaning, security and reception
  • Lifts, pools, gyms and common areas
  • Building insurance
  • Maintenance of shared systems
  • A reserve fund for major future repairs
  • Who pays

    The owner pays service charges — not the tenant. If you rent your property out, plan for them in your costs. They are usually charged per square foot of your unit, per year, and the rate differs from building to building.

    How the rate is set and checked

    In Dubai, service charge budgets for jointly owned buildings are reviewed under the RERA service charge system, and owners can check the approved rates and their building's details through the DLD's official channels. Ask the seller or developer for the latest service charge statement before you buy.

    Why it matters when you buy

  • Service charges are a yearly cost on top of your mortgage and other fees
  • Two similar apartments can have very different charges
  • Unpaid charges must be cleared before the developer issues the NOC needed to sell — see [how to sell your property](/blog/selling-property-dubai-guide)
  • Tips

  • Ask for the current rate per sq ft and the last two years of statements
  • Ask what is included — some buildings include cooling, others do not
  • Check for any special charges planned for big works
  • Include service charges when you plan your purchase with our [upfront payment calculator](/tools/upfront-payment-calculator), and read [buying property in Dubai as a foreigner](/blog/buying-property-dubai-guide-foreigners).

    #servicecharges#buying#owner#dubaiproperty
    Al Firouz Real Estate

    Need help with a Dubai property?

    RERA-licensed brokerage. ORN 25623. Available Monday to Saturday.

    Related articles